Ski pass insurance

• Events that have already occurred at the time of taking out the insurance or purchasing the pass, or whose occurrence was obvious to the insured person.
• Pre-existing illnesses, pregnancies or injuries that were already diagnosed or treated before the ski pass was purchased and which carry the risk of sudden deterioration.
• Pandemics, epidemics or quarantine measures in the country of residence or abroad.
• Events resulting from participation in official competitions organised by a sports association, as well as training for these competitions, if carried out professionally or under a paid contract, and liability in connection with these activities.
• Participation in competitive races, even as an amateur.

In order to claim benefits, the insured person must submit the following documents to Europ Assistance (Switzerland):

• Ski pass, proof of cancellation number or confirmation of ski pass purchase
• Completed claim form
• Medical certificate (in the event of an accident or illness)
• Bank details

The ski pass is insured if it cannot be used due to the following events:

• Extreme weather conditions such as storms, avalanche danger or heavy snowfall, if this results in five or fewer lifts being open in the ski area (according to official information from the mountain railway operators).

AVB's Ski pass insurance Saastal Bergbahnen

The ski pass is insured if it cannot be used due to the following events:

• In the event of storms, heavy snowfall or avalanche danger, the following refunds apply:

  • 100% refund: if the entire Kreuzboden-Hohsaas area is closed

  • 50% refund: if the Kreuzboden – Hohsaas route is closed before 1 p.m.

  • No refund if the facilities are open until 1 p.m.

• The official partial operation at the beginning and end of the season, which is communicated in advance by the policyholder (Bergbahnen Hohsaas AG), is not considered an insured event.

*Weather-related events are excluded from season and annual passes.

AVB's ski pass insurance Bergbahnen Hohsaas

The insurer provides insurance cover under the following conditions if weather conditions reduce the number of mountain railways in operation in the Saas-Almagell area:

• 100% refund: If the entire Saas-Almagell area (Furggstalden and Heidbodmen) is closed.
• 50% refund: If the Furggstalden - Heidbodmen axis is closed before 1 p.m.
• No refund: The facilities are open until 1 p.m.

AVB's Ski pass insurance Saastal Bergbahnen

SnowAssist Light is a subsidiary and supplementary insurance to any other insurance guarantee in favour of the beneficiary and is therefore limited to damages not covered by these guarantees.

SnowAssist covers the costs arising from an accident in the ski area.

SnowAssist Light is purchased at the ski station counter together with the ski pass or via our website in conjunction with a ski pass (https://shop.e-guma.ch/bergbahnen-hohsaas/de/tickets).

The insured persons who may benefit from Europ Assistance's insurance services are the policyholders who are in possession of a ski pass bearing the endorsement of the insurance product taken out with the Contracting Centre or any other document or evidence proving that the insurance has been taken out.who is insured?

Only the person named in the insurance policy is insured.

There are two possibilities:

• If you take out the policy directly at a counter, the receipt labelled with the insurance product will serve as proof of payment of the insurance premium and thus of your insurance cover.
• If you take out your insurance on our website (https://shop.e-guma.ch/bergbahnen-hohsaas/de/tickets), the purchase receipt that you receive by e-mail will serve as proof.

The start and end dates of the insurance correspond to the duration of the insured ski pass and are indicated either directly on your ski pass (if purchased at a ticket counter) or on your purchase receipt (if purchased via the website).

The insurance is valid for the entire open ski area of the resort that issued the ski pass and, in the event of an accident, only if the resort's rescue service has attended the scene of the accident.

No. The insurance applies to skiing and similar sliding sports such as snowboarding, skibob and all other activities associated with the use of mountain railways. Hiking is treated in the same way as skiing.

1. Contact the rescue service at the ski resort: +4127 958 15 95
2. Contact EUROP ASSISTANCE by telephone or e-mail within 10 days of the insured event
3. First report the claim to the existing insurance companies and then send Europ Assistance the final statement from your insurance company in order to claim any insurance benefits not covered by your insurance.
4. Provide EUROP ASSISTANCE with all original receipts for the expenses for which reimbursement is requested on the website https://ski-ch.eclaims.europ-assistance.com/home. What to do in the event of an accident?